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Stephanie Korpal, M.Ed., LPC

A Counseling Practice for Moms in Any Stage of Their Motherhood

11042 Manchester Rd, Kirkwood, MO 63122
Email: stephanie@marblewellness.com | Phone: 636-236-2420
Contact me for a free 15-minute consultation phone call
A Counseling Practice For Moms In Any Stage of Their Motherhood

Fees & Insurance

Session Fees

Each session is 50 minutes and the fee is $100. 

I accept cash, check, and all major credit cards, HSA cards, as well as Venmo and PayPal (keeping up with the times!).

Insurance

I am considered an out-of-network provider, and do not take insurance.

 

I can provide you with a "superbill" for you to submit to your insurance for reimbursement. If you are interested in submitting an out-of-network claim, here are questions to ask your insurance provider before we get started:

  1. What does my plan cover for out-of-network, out-patient mental health counseling with a Licensed Professional Counselor?

  2. Are there any diagnoses not covered?

  3. Is individual counseling covered?

  4. How many visits are covered per year?

  5. What's my out-of-network deductible?

  6. What is the Lifetime Maximum for mental health benefits?

  7. What is the Allowed Amount of the fee?

 Many insurance companies will reimburse a percentage of the total fee paid. For example, your company may reimburse you 80% of the total fee paid. Other companies will substitute the fee for what they deem appropriate, regardless of what you paid. For example, your company may say that they will reimburse you 80% of the “allowed amount” of the fee. You paid $100 for an individual session, but your insurance company only allows $60. Therefore, you will be reimbursed 80% of $60, or $48. They may try to withhold this information from you and can legally do so. Ask to speak to a supervisor and say that you cannot plan your medical expense budget without this number.

   8.  What percent of the Allowed Amount will be reimbursed?

   9.   How do I file a claim?