Does Insurance Cover Therapy?
Notes About Fees & Insurance
Therapy Session Fees
Each session is 45-50 minutes and the fee is $70-$150.
We accept cash, check, and all major credit cards. FSA/HSA cards can be used to pay for therapy, as well.
We reserve a small amount of discounted fee slots for those whose finances may prevent treatment at the full fee.
A Note About Paying for Therapy
Money can be hard to consider for therapy. You want to make sure it’s really worth it. You want to really feel confident about moving forward. We want you to feel that way, too. Reach out today for a free 15-minute consultation and we can talk about what’s going on for you, how we work, and hopefully, you can get a sense of whether we’re a good fit, which may help you feel more confident in moving forward.
I can tell you this: YOU are worth that investment. I don’t need to meet you to know that. And I can tell you one more thing: almost every client (mine, and the clients of other therapists, too!) says after their first or second session, “oh wow, I should have started this a long time ago!”
Does Insurance Cover Therapy?
Our therapists are considered out-of-network providers, and do not take insurance.
We can provide you with a "superbill" for you to submit to your insurance for reimbursement. If you are interested in submitting an out-of-network claim, here are questions to ask your insurance provider before we get started:
What does my plan cover for out-of-network, out-patient mental health counseling with a Licensed Professional Counselor?
Are there any diagnoses not covered?
Is individual counseling covered?
How many visits are covered per year?
What's my out-of-network deductible?
What is the Lifetime Maximum for mental health benefits?
What is the Allowed Amount of the fee?
Many insurance companies will reimburse a percentage of the total fee paid. For example, your company may reimburse you 80% of the total fee paid. Other companies will substitute the fee for what they deem appropriate, regardless of what you paid. For example, your company may say that they will reimburse you 80% of the “allowed amount” of the fee. You paid $100 for an individual session, but your insurance company only allows $60. Therefore, you will be reimbursed 80% of $60, or $48. They may try to withhold this information from you and can legally do so. Ask to speak to a supervisor and say that you cannot plan your medical expense budget without this number.
8. What percent of the Allowed Amount will be reimbursed?
9. How do I file a claim?
Begin Counseling for Moms in St. Louis, MO or Online Therapy in Missouri
Moms have to start prioritizing themselves first. Or, at least putting yourself higher on the list! Luckily, in our Ballwin, MO counseling clinic, we can help. We can also chat via telehealth for online therapy in Missouri. Truly, anywhere in the state! Taking this first step is a big deal, so you are already making great progress! Just follow these simple steps and we will get started.
Contact Marble Wellness to schedule an appointment
Chat with our team, your STL therapists
Start to live a more confident, centered and connected life, today
Other Mental Health Services at Marble Wellness
At Marble Wellness, our goal is simple: Counseling services in St. Louis, MO designed to help set you on a path of living a more fulfilled, calm, and happy life. We specialize in anxiety, depression, grief, chronic illness, therapy for men, couples, and maternal overwhelm. We can also help new moms with various postpartum concerns, moms in the thick of parenting, and moms with teens. We can also chat from wherever you are in the state with online therapy in Missouri and online therapy in Illinois. No matter where you are in your journey, we would love to support you.